The Idea of Owning a Home for First Time Home Buyer

Home ownership is arguably the American dream. Its sometimes nightmarish qualities are often obscured when the "dream" is promoted to novice home buyers. 

The hugely influential real estate-financial services complex(real estate agents and brokers, banks, mortgage brokers, builders, retailers, and real estate services companies (title, appraisal and inspection) generate huge profits from the first time home buyers. It is in their interest to keep that outlook as rosy as possible. 

When it comes to buying your home you need to be laser-focused on what your interests are in the transaction. Understanding this will give you confidence and negotiating leverage.

Owning a home is more than a notion. Buying a home has a certain degree of difficulty. Keeping a home may be more difficult yet depending on your buying choices.

Did you make informed choices based on information provided by non-interested parties? Was the information objective? Were all your options vetted?
The assumptions that often go with the homeownership dream are often countered by geo-vulnerability. Not all the traditional assumptions are valid for all neighborhoods. If nothing else your home's real estate is hyper-local, zip code level local.

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