It is not just how much money you make; it's how much you keep that makes the difference in your life.
Getting the most for your money is one way to do that. Making the right buying decision is an important skill to master. And a great habit to develop. Here's a way to do that:
Comparison shop everything, all the time, not just the "big items." To do that successfully you must be able to compare prices on your most frequently purchased items. To do so, you must use Unit Pricing. You can compare “apples to apples” with the Unit Price. Here is how to know and evaluate the unit price:
Everyone can have a great credit score (750+.) How long it takes depends on from where you start. It will take a person with a 450 score longer than a person with 620. And both longer compared to a 720 score. But it can be done. The journey of 1,000 miles begins with the first step. Here are 2 steps to having a great credit score.
Step One STOP putting BAD news on your credit report.
If you do nothing, your credit will clean itself up in 7 years. The Fair Credit Reporting Act (FCRA) requires that.
Step Two Put some good news on your credit report. Gotta Do It!
Current positive tradelines on your credit report have a greater impact on improving your credit score than older negative ones. They will improve your score faster and easier than just doing Step One alone. Here are some ways to put positive tradelines on your credit report.
Unavoidable Mass Cyber identity attacks on global consumer databases mean you have to up your game. Not shopping, living, researching, networking, porning and being online is not an option.
Despite companies’ best efforts, data breaches have become an all too common occurrence. Most vulnerable are people that reuse passwords at multiple sites. A look in the mirror will reveal the prime suspect and the solution. It easy to harden your cyber defenses with just 180 minutes of focused efforts.
An Easy strategy that pays off for you again and again with less stress and more peaceful sleep. Spend 3 hours from start to finish you will have completed a one time task that will increase your identity protection everyday.
1. Required Behavior (you have got to do it; not just know it) to defend your cyber security.
2. Use technology against technology